Tuesday, 24 June 2014

The Canteen Story




Everyone was standing with nothing-can-be-done look on their faces. It was not a popular tourist spot but then it was also not a place that could be allowed to be taken over by a bunch of people because their interest was only in earning money. Some places are so beautiful that they are worth fighting for. I don’t know if it would make any sense to you my grandchildren but trust me, almost around 50 people were fighting with millionaires to protect a canteen.  It was not a beautiful place like you must be imagining. It was no where closer to even a 1 star hotel. Go on a highway you will see some dhabas enough to allow the entry of 100 people. That is what the canteen was like.

Since the time i heard about the fight going on to save the canteen i would always go there to see if protest has stopped. I wanted to talk to them and know the reason for saving it. It was just a canteen after all. One fine day i saw only people standing there. These were those people who were protesting the takeover of canteen. There were no authorities and no millionaires standing to argue or bargain. I went to them to talk. When they saw me their expressions kind of got low. I am sure they must have thought that i was there to bargain and argue. They gave me some angry and unwelcomed looks. So i left and decided to talk to them later. This continued for some days. One day i went to them and made it clear that i was not from the opposite side and i only wanted to talk. They had no idea if i were lying or saying truth. A well body-built guy came to me and asked me to show my identity card. It was clear to a lot of extent that he was a student. Do not ask how i know grandchildren. This is what people call experience. At my age, which we know is 76 though i look young, we can tell about other people only by looking at them. I showed him my licence and after he was convinced everybody allowed me to enter the premises.

I knew that everybody was tensed. Even if there was no one standing against them for a few days they would everyday gather with posters with messages like “go away this is our place” and “just get some other place, and legally please!”. I had to start a conversation to know why everybody was protecting that place. I started by saying “Hey!” after which i seriously had no idea what to say. I was expecting something from their side. A fat guy from behind the crowd came to with a glass of water and said “everybody is tired as no one has slept for last 10 days”. I was not happy to hear that. So i asked if they wanted me to come later. When i asked, a person who was standing in the corner asked me to do what i came to do quickly. Even though i had told them earlier that i only wanted to know the reason for protecting the canteen i repeated it with a more caring tone. The guy who first checked my identity card came forward and said “okay, we will tell you why we want to save it”. And that was it. I waited for 5 minutes but no one said a word. But then suddenly the guy who checked my id card began to talk.

My name is Rahul and here is why i do not want this place to go down:

I did my schooling from hometown. From birth to 12th std i was with my parents. I would see them every day. They would see me every day. We would often get into fights for not allowing me to go to late night parties. But you know what? We would also get happy to see that we are safe, we get to share smiles, cries, food and every other moment possible. I remember vividly when i fell sick. I was not able to sleep the entire night. The entire night i only vomited and that kept my parents awake. I was awake because i was sick but my parents were awake because they knew i needed them. Nobody can compete with our parents. Everybody is selfish. I asked my mother that night if she could cook something for me as i was hungry. She did. Recently i got ill again. I usually go to canteen to eat at 10am for breakfast, 2pm for lunch, 6pm for evening snack and 9pm for dinner. But one day i did not. One of the canteen boys came to my room to ask if i were okay. I told him about my condition which he then narrated to his co-workers. I got a call at 9:30pm from the canteen. It was Shyaam bhaiya. He said, “this is my number. I will be in canteen for the whole night. Call me if you need anything”. I called him at 3am and asked him if he could cook a parantha for me. He did and delivered it to my room. Our PG is right in front of the canteen. So it was not a big problem for him.

He did not say anything else and stepped back. Another boy came. My name is Arnav and this is why i do not want this place to go down:

There was a time when i thought i was in love and i was in love, alright? Okay. fine. I lost her to someone else. But that is not the point. I came here, met someone else and now i am happy. She loves me and i feel good when i am with her. Recently we were supposed to do a project together so i asked her if she could come to the canteen to do the work. She said no as it was right in front of the boys’ pg and chances were there would be many boys looking at her like animals. I asked her to spend only 15 minutes and if uncomfortable then we would leave that place immediately. She came, sat and we guys did our whole project in the canteen. It took us nearly 3 hours. After 3 hours she said that it was good. She had no idea that she would feel nice here.

This was his story and frankly speaking, after two stories i still had no clue about why they wanted to save the canteen. Then the guy who was standing in the corner came and introduced himself. His name was Kuldeep, owner of the canteen. He saw the confused expression on my face and said, “there are many reasons why we do not want this pace to go down. The basic reason is that their acquisition is illegal. Second, what these boys really wanted to say was that this place means a lot to them”.  Rahul came and started to speak again. He said, “summary is that we have a lot of memories here. Kuldeep bhaiya is ready to sign the paper. But we do not want him to and we all know that he also does not want to. It is not only about money. This place has been our home for many years. This place has seen people falling sick and taking care of them, outsiders including girls feeling safe and homely here, fights of friends on topics which later made them laugh, failure of people in securing good marks, securing a job and this place has been the only place where we would love to have food and laughs no matter what happens”.

He stopped for some seconds. I said, “yes but aren’t they offering you a land somewhere else?”

Kuldeep said, “the land that they are offering is bloody 50 kms away from here”. It was really far. Rahul came in again and before he could say another word i said, “you do not have to say another word. Your words have shown all the sentiments you have for the place. I know how it feels when you lose a place that you think is all and only yours. A place where you can come, knowing that people and food are always ready to make you feel better. It is not about money and definitely not only about legality. It is more than that. It is about losing a part of your life”.

No one said another word. We knew that emotions were clear and everything has been understood.

I stayed there for 30 more minutes. In these 30 minutes there was only silence when suddenly authorities came with a bull-dozer. It was 50 against 7 with a bull-dozer. A guy took out a speaker and started shouting, “get out now. This canteen will be demolished in 10 minutes”.
While everyone stood up and went to the gate to begin their protest and sat their realizing what i could do. The voice was familiar. I slowly went to the gate to confirm. When i saw the person, he was no one else but your father.

We looked at each other, shared some telepathy talks and then i asked him if we could talk in person. 15 minutes later he took every person back and made the final announcement that the canteen will always be there. All this happened last week. Now you know what i was up to last week.

“Grandpa, you said that you knew how it feels to lose a place. How? Did you also go through such an incident?” asked one of his grandchildren.

“And grandpa, what did you really tell father that he took his decision back?” asked another.

He just smiled and left saying, “sorry folks i gotta go. I have a date”. He winked and left.



Thursday, 15 May 2014

A Cry



Having pizza is like, the best thing that ever happens to Amit. He leaves home and when his parents ask with whom he is going all he says is, “with some friends”. He lies to his parents every time he goes out alone whether to have pizza or just for a ride. The main reason for not telling his parents that he goes out alone is he does not want to hear make-some-friends lecture. It’s not that he never tried. Since the time he has learnt to walk, every day he tries to make friends he fails. He does not understand what to say when people are talking to him. While in 5th std, someone said, “you know what, today was the worst day of my life. Teacher caught me playing cross and zero game during the class”. The only reaction that he gave was of an “okay”. He could have said that there was no need of playing during the class but he could not. Speaking with people is not something that he does or he can do.

Manish never lies at home about going out with friends. That is because his friends don’t go out to visit some places or for just casual outings. Manish is the guy who wants to go out, see people, places, taste new food and know about new culture but does not because his friends do not go out. He fears to be left alone. When he is with people he feels that there is a light that helps him to see and there is oxygen that helps him to breath. It’s in a way like, he has legs but he is being controlled by his friends. He allows them to do that because he believes that keeping them happy will keep him in their company for a long time.

While making presentations Amit often works alone as no one is ready to work with him. His not-talking-to-anybody attitude goes against him every time students are divided in a group. If he by any chance gets in a group, he keeps quite because he feels that nobody will listen to him. He stands out, with group but all alone lost in his thoughts of what he could have done if he were working alone. He does not make any kind of attempt to mix with people. During break time or any time when he is out, he often sees couples sitting. That does not make him jealous of not having a girlfriend but make him think about being with a better girl. Though being aware of his failed attempt to talk to girls tell him that it will never be possible to get a girl, but couples for some reason take him to a parallel world where he imagines himself with a more beautiful girl.

Manish never faces the problem of not getting into a group. When divided he is the first one to get in a group. But this does not make him feel like a gold medalist. During the discussion of the topic his voice goes unheard. No one cares what he is speaking. He speaks continuously trying hard to get heard but he does not. If his point gets into notice then someone by using any way criticizes him, says his point in a better way and takes away all the credit. He never speaks a word knowing that whatever is happening is not right. He just does not want to lose his membership of the group. He continues to compromise only for the sake of being in a group. While eating anywhere his friends make him pay more by saying that total amount would equally be distributed. Even after calculating correctly he ends up paying 3 times his amount. So if he eats for 50 INR, he in a way ends up paying 150 INR.

There is always a time when one season changes, every year your class changes (provided you pass) and people change. Some change for good and some change for bad. There comes a time when Amit and Manish decide to change. Amit after gathering lots of guts decides to join a group and Manish decides to make a friend who would understand him. The group in which Amit tries to fit is the group of which Manish is a part of and the guy to whom Manish sees and think of talking to is Amit. Their desire to take a stand socially in life introduces them to each other. When Amit goes to the group, no one but Manish shows interest in talking. Group without caring for the introduction continues to talk among each other. This gives Amit and Manish some time to know each other.

During the talk they do not realize that they have already found a real friendship in each other. Amit gets a friend in front of whom he does not get nervous and Manish gets a friend who listens to him with all the respect that he deserves as a person. Now after five years of passing from the college they share their experiences with each other every time they meet. While listening to their experiences Amit’s wife and Manish’s girlfriend lose control and laugh a lot. They have now started to take their past as a joke after learning from it.

In each other’s company, they have learnt a lot socially. Now Amit does not get nervous when he meets new people and Manish has understood that self respect is not something that you should compromise with but it is something that every human deserves. 

Sunday, 14 October 2012

come on, people!



He says, “I AM THE MAN”.
To “the man”.
You only act for a while. Later you take that mask off and show your real face to the people and people begin to hate you. They should because you deserve that. Talking about the second type of man, he is narrow minded and courageous. You ought to be courageous to live a two-faced life, right?
‘the man’ thinks only he has the right to education. Someone invent a time machine and take him to 1948. In 1948 it was clearly declared that everyone has the right to education. Since the time girls have started going to schools, level of sincerity has either been maintained or increased by girls. Where boys go around checking each and every girl’s assets, sports, making a gang to fight because somebody has hurt his ego or just for a bloody show off, girls have their aims on their minds. Where a boy thinks about getting into a relationship and making love to a girl, girls remain in the limit-drawn much earlier. But “THE MAN” instead of encouraging her to study does not allow her to go to school. If allows, does not take her education seriously. The reason is that people say that it would be okay if she just graduates or we can afford to leave her education and get her married. Most commonly said, “girls only have to be beautiful and virgin to get a good guy.” Let us not talk about guys’ life. It is opposite.
To make world a better place, start asking if girl is highly qualified, if she would prefer to do a job or if she is really ready for the marriage or she wants to focus on her career.
   ‘the man’ prefers to leave home and earn. He does not allow his lady to do the same. The truth is, ‘the man’ fears that if his lady goes out to earn and gets more success than him he will be nothing but a disgrace to MANHOOD. And they talk about equality. Sure. Get a life!
Women like Indira Gandhi,  Vinita Bali (M.D of Britannia Industries), Neelam Dhawan (M.D of Microsoft, India), Naina Lal Kidwai (Group General Manager and Country Head of the HSBC Gruop in India) and many more are living examples.
Generalising the topic, if a boy goes out in shorts, he is good. But if a girl goes out in shorts, she is called temptress and is tagged as a slut or for-some-bucks-entertainer (a prostitute). Depressingly, it is not only the youth saying but also the old generation. The only difference is in their words. Tag is the same. Only guys feel hot, right? Girls are made up of ice and only meant to give birth to a human who will carry on the generation. A girl is stopped from wearing short dresses even when everyone knows that girls wearing salwar-kamiz also get raped. Guys, wild wolves, rape and all the girls pay for it. Payment is their freedom. Freedom to wear what they want to wear. Freedom to go out alone.
Most of youth does not know how to handle relationships and still have the thirst to be in it. When the thirst should be for a stable life, they desire for a physical relationship and this desire has sent out wrong signals about living-relationship. For oldies living-relationship means physical-relationship and this is obviously wrong. There are many who live with their parents, lie to them, go out and then cry for 9 months. They lose their life and probably an immature guy who leaves saying that he took all precautions and was not ready for a child. In no country a homosexual couple can live with a sane mind because of narrow minded people. They either lose all the happiness of life or commit suicide.
Friendship, everyone says, is the most important thing in everybody’s life. Trust me, living with no friend is not that frustrating when you see friends fighting for a stupid reason. No call or message irritates. When your friend shares something very important not with you but with someone else, it frustrates. You feel like you are pipsqueak for him/her. Ultimately it turns out that you all are same. Just that he/she met him/her first so he/she shared with him/her first. Friendship with the other gender is hard to maintain. People start talking about you, teasing you, linking you and worst, you have to break up as friends because of that.
Come on, people!
Open up your mind to accept. Not to mind what others are saying but to tell them to mind their own business. Accept that the world is running on two tires and both have to be equal.


Monday, 16 July 2012

Report on subprime loan crisis


Subprime loan, or subprime mortgage loan, crisis came to the notice on 9th august, 2007. Subprime loans are given to people with unstable incomes or low creditworthiness. It is, as it sounds, very risky. The only reason for giving subprime loans to such people is high profit that the investor gets some time period later. Here’s the detailed explanation.
An American has either good or bad credit rating, which is the decisive factor for banks to give loan to that American. Consider an American with bad credit rating. He needs loan to invest in the property. Since his credit rating is not good, he does not qualify for the loan. There is another American, or say, a financial institution, who has a good credit rating, hence qualifying for the loan. Second American, who has a good credit rating, goes to the bank and gets the loan. Now, to earn a good amount, he gives the loan to the first American, whose credit rating is not good. The rate of interest at which the second American gives loan to the first American is higher as compared to that of the bank. And this is his main income that he expects he will get in the near future.
The higher rate at which the second American has given loan to the first American is subprime rate.
The loan that the second American has given to the first American is subprime loan.
The above situation is subprime home loan market. Prime home loan market is a situation in which banks directly lend to individuals who have good credit rating.
What happens later is, the financial institution securitises home loans. Securitisation is the process of converting home loans into financial securities which promise to pay a certain rate of interest. Financial securities are then sold to big financial institutions, who then sell the financial securities and passes the money to the lender bank.
What went wrong if everything was going perfect? Here is the answer.
The problem began with the United States keeping its interest rates very low for a long time, hence making it easy for every American to go and get the loan. These rates are regulated by the Federal Reserve System-the central banking system of the United States.
Next, subprime loans were given at floating rate, i.e., rate which is not fixed. These rates increased, equated monthly instalments (EMI for short) increased and ultimately, subprime borrowers defaulted. The problem worsened for the investors as home loans could easily be securitised and money kept on flowing in.
It affected.........
While in the U.S it has affected home equity loans, commercial estate, etc, in India it has led to a drastic fall of sensex. To make good of their losses, the U.S sold most of its investments in India. India bought it because the amount of buying was much less than the amount of selling. Had that not been a case, image of U.S is so good in the mind of Indians that we would have bought it even otherwise.  

Sunday, 1 July 2012

panipat girl


(fiction)
After the struggle of ten minutes to find the venue of the marriage my uncle parked his car loaded with 5 elders and two seven & three years young cousins of mine. We all stepped out of the car, relieving me from the weight that was on my laps of my healthy cousin. Parking space was a sandy expanse. We went to the side of the road and saw the baraat. Punjabi baraat. Marriage was of my mother’s cousin, whose name i never took to my knowledge except when we reached the venue. From our side only my mother and i were present. Rest were my mother’s relatives who left no second pass by saying that a search of a girl for me should start. Effect of the atmosphere of marriage.
We crossed the road and joined the baraat. Music and dance, as in all Punjabi marriages are, were high. Punjabi music, dance and fun vibes that made a non dancer within me shake his body.
“yaaahooooo!!!!!”
We all heard when the volume of the music was decreased as the demand of some other song was being done. Everybody looked up at the balcony. The passage to the entrance of the venue was through a narrow lane, with houses and shops on both the sides. As the volume was back to the normal-in a Punjabi marriage normal volume is a very high volume-the guy started to dance. He first kicked, then punched and jumped saying, “yaaaahoooo!!!!”. Laughter broke among all of us but the man continued to dance. Crazy guy.
“lets go ahead. I want to meet some relatives.” Mother said and i obliged. My mother met her relatives. But i saw a girl. I did not see her intentionally. I was just having a glance at the people in the baraat, suddenly i saw her.
Open black hair and green salvaar kamiz, i noticed. She was with an old lady, her grandmother, i guessed. I could not take my eyes off from her. Her allure kept me looking at her. I felt as if nobody was walking with me. My eyes were stuck on her. Only her, and at a time when she had not even looked at me. I wanted to go closer to her and see her face. I wanted to hear her voice. I had an option to go, but i did not. Something held me from going to her. Suddenly, she looked back at me with an angelic smile. I got so nervous that i could not smile. She was looking at me with a smile but i was looking at her like a fool, with a blank face.
She again looked back, and i felt a connection. One, because she looked at me for the second time. Two, with a smile. We looked at each other continuously for a good amount of time. We looked at each other at least five times and did not break the connection unless someone called us.
We entered the venue, which i thought would be edifice. But it was not. When entered, i had lost her. She was nowhere to be seen. I wanted to get connected to her. I wanted to feel what i had felt when we were looking at each other in the baraat. That feeling is still undefined yet the most memorable.
My uncle took me, with his five year young daughter, to a place in the venue to eat something where i saw her sitting beside my cousin. That was the closest i was to her in that evening. She looked at me. I looked at her. Connected.
I have not found a word to describe her pulchritude. It cannot be defined by words. She was simply comely with a statuesque model perfect figure. Her eyes conveying her demure nature made me go mad. Her green salvar kamiz with transparent sleeves, i still remember.
I had to leave as my cousin demanded to. We did not talk. We only looked at each other. While leaving, she was smiling but the pain got on my face. I failed to hide it with a smile. I wanted to smile and leave and say “good bye”, but could not. That time i realised that no “bye” is ever “good”.
That was one year back i saw her. Now all that is with me is that image of her in my mind. I did not talk to her, even with the feeling of being connected. I regret the fact. Time, if asked, i really want back is THAT time. I think about her.
“is she okay right now?”
“is she smiling right now?”
I ask myself but don’t get any answer. Worst of all, i don’t know even if she is alive.
I cannot define the feeling but yes, i have baptized her as “panipat girl.”